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Savings with Investment

Hi guys Today I want to share a topic which is very interesting and valuable .  Savings with Investment Saving and Investment both are different in meaning  but when these two are combined then the powerful formula will come out :- Savings + Investment = Rich Everyone wants to be Rich ,  But all are not born with a silver spoon in their mouth. So what we can do ?   The one & only answer is -  whatever is our earning we use to "  SAVE" & " INVEST".  How it works ? Savings is part of  our income which we save for our unexpected future needs . Saving is a good habit  and after saving money we have  to make some productive uses,  that is called an Investment. Through Savings we can just accumulates  fund .But When we start to invest these savings then our money will generate returns as well as increase in wealth creation .Investment is just an earning member of our house . Types of Investment Mutual funds Stock market Government b
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AN INDIVIDUAL FINANCIAL PLANNING What is financial planning ? Financial Planning is a freedom to achieve your Long term &  Short term goals .  It includes Savings, Investment , Insurance,  Retirement ,Budgeting , Estate &  tax planning . Why one should do Financial Planning? To give a proper structure to our life one should need a planning . Many people had question & thought  that they don't earn so much that they can make a Financial planning or had required to do . But it is not true! no matter how much you earn it's all about to make your income  in such a better way so that everything would be in right place . Benefits of Financial Planning  1 ) Cover up your Emergencies - Medical 2) Fulfill your Dreams  - House ,Car , World Tours etc....... 3) Better Standard of Living 4) Manage your Savings  & Expenditure 5) Increase in Capital 6) Strategies to manage your Loans & Debt  7) Covering  Ups & Downs in